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Capitec Bank
Capitec Bank is a commercial bank in the Republic of South Africa.〔(Corporate Profile At Google Finance )〕 It is one of the locally controlled banks licensed by the Reserve Bank of South Africa, the South African national banking regulator.〔(List of Licensed Financial Institutions In South Africa )〕
==Overview==
The bank operates as a retail bank that serves both individuals and businesses, but does not provide business banking for close corporations, companies, partnerships or trusts. It claims to focus on simplifying the banking experience, according to their literature. The bank maintains over 668 retail branches nationwide, 3418 own or partnership ATMs and has over 6.2 million customers, according to the 2015 Chief Financial Officer's Report. Of these customers, 309 000 are online banking customers and 3.5 million are mobile banking customers. According to the annual results for the 2015 financial year, the asset base of Capitec Bank was in excess of R53.9 billion, with R11.6 billion in equity, and with retail savings deposits increasing by 32 percent for the year to R19.3 billion and retail fixed savings increasing by 19 percent to R10.7 billion for the year.〔 Earnings and headline earnings for the 2015 financial year amounted to R2.547 billion compared to R2.017 billion in 2014, and net transaction fee income amounted to R2.6 billion.
The bank offers its clients the Global One account, which is a transacting/savings account and credit facility rolled into one.〔https://www.capitecbank.co.za/global-one〕
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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